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Travel Insurance
[These policies available only to US residents.]
Travel Insurance is a "must have" for any trip, or tour!
Purchase Today!
(Kids Typically Free!)
There are two considerations that affect the price of Travel Insurance -
(1) Cancellation, Delay, and Interruption Coverage, typical for a Tour, or Cruise, Package.
(2) Baggage Protection, Travel Accident Insurance, Emergency Medical Expense, and Medical Evacuation.
To include Cancellation coverage, put the price of the Trip in the sign up form as Trip Cost.
(the financial amount of loss you want covered)
To purchase without the Cancellation coverage, put Trip Cost as zero "0" in the sign up form.
The price will be for all Travelers indicated, NOT a price per person.
Here are some additional items to understand:
Medical Pre-Condition Wavier:
Typically you must PURCHASE the Travel Insurance Policy within 14 days of your initial trip deposit.
You have 14 days to review and cancel the policy.
Kids go free on most policies.
Here are some items that might mislead you:
"I am going to France, they have socialized medicine, medical care will be free."
Maybe, but I would call the Embassy in Washington DC, and ask them if that is TRUE!
"I am covered by my Credit Card"
Maybe, but do you really get something for nothing?
It is probably not the same coverage, and not the same claim service.
You must do your homework on this one, read the details, read the fine print, or you might end up losing money!
"The Insurance offered by the Cruise Line, or Tour Company, is cheaper."
Maybe, but be sure you compare correctly.
The Insurance offered through Travel Insured International pays 100% of the benefit in a Cash Payment.
Be SURE you know the percentage (%) of the claim you will receive.
Will it be a Credit to use later, or a Cash payment?
You might think a premium is $ 30 cheaper, only to find out the claim pays $ 300 less!
In essence this makes your premium $ 270.00 MORE!
Medical Evacuation -
I consider this to be the most important reason to purchase Travel Insurance.
If you are in an accident, or become very ill, how would you get home?
What if you needed a Medical Flight with Medical Care to get you home?
How much do you think it would cost from Peru, Paris, or Hong Kong?
Our various policies offer $ 100,000.00, $ 500,000.00, or $ 1,000,000.00 for this purpose.
There are many Advantages to our Policies! Buy Smart!
Purchase Today!
(Kids Typically Free!)
(Policy Details)
(Worldwide Trip Protector Gold)
(Worldwide Trip Protector)
(Worldwide Trip Protector Lite)
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Sunshine Travel 365 -
Travel Insurance Headquarters